Pensions 2015

Relevant information from MyCSP

Read the FDA guide to pension tax relief: annual and lifetime allowance


New PCSPS proposals

In 2012 FDA members voted to accept a package of reforms to the civil service pension scheme. This followed over 12 months of intensive negotiation and industrial action by FDA members and across the public sector. A new pension scheme - Alpha - was introduced from 1 April 2015.

While those negotiations were very difficult, the new pension is a high quality scheme that provides valuable retirement benefits. Although some of the changes may be unfamiliar to many members, particularly the move from a final salary pension scheme to a career average scheme, it is important that you understand how the scheme works and what it provides.

The provisions of the new pension arrangements outlined here are also available from MyCSP at:

In addition to the core benefits outlined here, future scheme costs will be monitored and controlled to ensure stability and affordability of the PCSPS. Further details on cost management and scheme governance will be available once the ongoing discussions in the next part of the pension reform process are complete.

The information set out here is for guidance only and does not override any existing legislation and should not be regarded as financial advice. Any examples given are for illustration only, not as an estimate of the benefits you may receive.

For an explanation of the terms highlighted in purple, like this, click on the word and you will be re-directed to the Glossary. Please note that terms are only linked the first time they appear in each section.

Click on the links on the left to be re-directed to the various sections of the pensions guide. Please note to access some of these pages you will be required to log in.

Pension Guide Front Cover

Click on the image above to download a copy of the Pension 2015 booklet.
If you wish to share this booklet with colleagues who are not currently FDA members, please print them a copy application form or direct them to our 'Join us' page.