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Pension tax relief

A major area of concern for FDA members with long service and/or high salaries is the impact of the tax regime on pension savings. HMRC use particular formulae for assessing the annual and lifetime allowance limits that mean it is not as simple as looking at the headline amounts of pension saved from year to year to determine whether or not the limit is breached.

Our guide to pension tax relief for civil servants explains the process, so you can ascertain whether you are likely to be affected and if so, what can be done.

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